The well-advised wealthy are worrying that pensions benefits could be cut. FT Money Show presenter Claer Barrett asks the FT's pensions expert for the details. Next up we discuss whether it's better to invest in buy to let or a holiday let? And if you're thinking of buying a new car you might change your mind about how you finance it after you listen to this podcast.
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Harry Potter will turn 40 in the year 2020, but has he been a wizard with his finances? Presenter James Pickford speculates on his fictional fortune with Moira O’Neill, head of personal finance at Interactive investor - plus we look at the financial impact of a Dry January, and where to find the best deals on gym membership.
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2019 has been a bumper year for bad investments - the unravelling of Neil Woodford's investment empire has left many nursing heavy losses, others have lost money in mini bonds or have money trapped in property funds. Presenter Claer Barrett talks to experts about what people should do if their investments haven't worked. Plus, as we enter the season of goodwill we tell listeners how to talk to their family about money.
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Finding suitable childcare is an issue that we know makes many of the FT Money Show listeners bawl so we've invited someone onto the show to try to make sense of it. Today's lead guest on the FT Money Show, Izabella Kaminska, was so struck by the financial complexity of working out the costs of hiring a nanny - from tax, to organising a pension and accounting for various extras - she decided to write about her experiences. On this week's podcast Izzy talks to presenter Claer Barrett about the true costs of childcare.
Plus, we discuss what makes a person more at risk of being scammed.
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The general election and your finances - with a week to go, what changes could the major parties bring in? Presenter Claer Barrett talks to Rachael Griffin, a tax expert at Quilter, about the pledges. Next up on the show if you're self employed, have you got a pension? A third of self-employed women say they are saving nothing into a pension. Blogger Emma Maslin, better known as the Money Whisperer, has lots to say on this topic. And finally - they might say it's vulgar to talk about money, but James Max, our Rich People's Problems columnist is here to explain why he loves cash.
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Have you ever counted how many online accounts you have? Do you listen to music on Spotify, upload your pictures to the cloud or hold your savings in an online bank account? If the answer is yes to any of these questions you should consider what happens to these assets when you die. On this week's FT Money show presenter Lucy Warwick-Ching delves into the world of digital legacies - from Facebook to cryptocurrencies. She talks to Angharad Lynn of VWV, James Norris of the Digital Legacy Association and Ian Bond of the Law Society about the rise of digital wills and end of life planning companies.
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On this week's FT Money show we discuss investment trusts and the different ways investors can use them in their portfolios. Presenter Emma Agyemang, FT Money reporter, talks to Jason Hollands, managing director at Tilney Group and Moira O'Neill of interactive investor about how listeners can invest alongside the wealthiest families. Plus, the dividend heroes - which offer the most consistent income and are they still a good option for investors? And finally, Merryn Somerset Webb tells listeners why she thinks investment trusts have a better chance of lasting a lifetime compared to other assets.
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How to find a financial adviser - a relationship with an adviser you can trust is something that FT readers often tell us is hard to come by. FT Money editor Claer Barrett talks to Damian Fantato, deputy editor of FT Adviser about the solution. Plus, with less than a month to go until the general election, financial advisers tell us they are getting calls from a lot of worried clients - we discuss what's troubling them. And finally, the rise of the 40-year mortgage - Paul Lewis, presenter of BBC Moneybox is here to share his own worries about extra long hours.
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Taxing questions ahead of the General Election - as the spending pledges of the major parties add up, how might the tax rules change to pay for it all? Presenter Claer Barrett talks to Nimesh Shah, a partner at Blick Rothenberg to get the answers. Plus, if you’re already dreading your annual tax return, would you prefer it if computers did it for you? Chris Giles, the FT’s economics editor, has been probing the future shift toward personal tax accounts that could deduct what you owe in real time! And finally, Becky O'Connor from Royal London tells listeners about a host of savings tips and tricks that could help you balance your own budget.
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There's been a series of scary surveys this week about how much we need to save to fund our retirement so Claer Barrett, FT Money editor, has invited Moira O'Neill from Interactive Investor joins onto the podcast to talk us through the numbers. Next up, have you heard of a Susu? Emma Agyemang reveals details about the revival in this decades-old method of saving. And finally, the FT's Rich People's Problems columnist James Max joins us in the studio to discuss the cost of getting a new puppy.
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FT Money editor Claer Barrett and guests discuss how tens of thousands of UK private investors are meeting in pubs, restaurants and private homes to discuss how to beat the market - with tips for anyone thinking of doing the same.
Plus why the wealthy get married in secret, and how banks could do more to help customers with mental health issues.
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Hundreds of thousands of investors with money trapped in the Woodford Equity Income fund found out this week that the fund is to be liquidated, the fund manager would be sacked and that their money would be returned to them eventually. Claer Barrett, FT money editor, talks to guests about how much money investors have lost and how much they are likely to get back and when. Plus we hear from someone who was landed with a £476 fine and a criminal record - just for forgetting to charge her iphone.
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It's financial planning week and this year's theme is retirement planning. As part of the initiative, thousands of certified planners are offering a free hour-long session to people wanting help with setting their financial goals. FT Money deputy editor James Pickford talks to the FT's pensions correspondent about retirement planning. Plus we hear from Jackie Lockie, head of financial planning with the CISI, and Patrick Connolly of Chase de Vere, about how best to plan for retirement.
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What's the best bank account for students? Who will give you an interest-free overdraft? And how can you get hold of a student railcard? Lucy Warwick-Ching, FT Money digital editor talks to three experts about how to make the most of your money as a student. Plus we hear how your credit rating as a student can affect your ability to get finance long after you've finished studying. And finally Guy Anker of Moneysavingexpert.com tells us why you shouldn't automatically pay off your student loan if you can afford it.
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FT journalist Alice Kantor's recent column "Why I refused to lend money to my parents" is one of the FT Money's most-read and most commented columns ever. Claer Barrett, FT Money editor, invites Alice onto the show to talk to her about why she said no to her parents request for a loan. We also hear tips on how listeners can say no to friends and family who ask to borrow money.
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Having a baby is one of the best things that could happen in your life - but sadly it could also be the worst thing that could happen to your finances. We discuss the effects of the gender pay gap. Plus FT Money editor Claer Barrett talks to guests about what kind of investor Adrian Mole could have grown into. And what could happen to the 'best buy' lists used by fund supermarkets in the wake of the Woodford scandal?
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What are the biggest barriers to managing our money? Special guests Martin Wolf, Bobby Seagull and Justin Urquhart Stewart tell presenter Claer Barrett what they would banish to ‘Room 101’ to improve the nation’s finances. This week's podcast comes to you from the FT Money tent at the FT Weekend Festival at Kenwood House.
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As research shows modern couples are more likely to keep their finances separate, presenter Claer Barrett and guests debate how women in particular are managing their money. Plus, ahead of the new university term we reveal finance tips for students and their parents, and ask what could emerge as the next consumer misselling scandal after PPI.
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With a matter of days until the deadline, presenter Claer Barrett discusses the practicalities of making a claim online with the FT's Money Mentor Lindsay Cook. Plus, how to build effective money habits, and the growing NHS pensions row.
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Presenter Claer Barrett and guests explore how under 40s are using the Lifetime Isa to save for a property, or invest for the future. What strategies are younger investors taking? Plus the new rules on automatic compensation when broadband goes down, and the six ways pensions scammers are most likely to try and con you - would you fall for it?
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As fears of a 'No Deal Brexit' rise, the pound and share prices of UK domestic stocks have tumbled. Some might see this as a buying opportunity - yet others fear there's further to fall. Termed 'The BoJo trade' by investment pundits, Claer Barrett, FT Money editor asks - which side of this trade are you on? Next up on the show - why are some investors moving into defensive stocks? And finally, we hear from our Rich People's columnist, James Max, about the cost of private medical insurance.
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If ever there was a word that needed to be retired it's 'retirement'. The kind of images this word conjures up is sunny beaches and no longer having to set an alarm clock, or a stressful feeling about how much longer you will need to work to afford such a lifestyle. This week author Don Ezra talks to FT Money editor Claer Barrett about how best to get to and enjoy what used to be called retirement. Next up, if you're heading off on holiday soon then listen to our top tips on how to get the best deal on your holiday money.
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Inheritance tax rules are due for a shake up - FT Money editor Claer Barrett asks whether efforts to simplify the system can ever shake off its claim to be "Britain's most hated tax"? Next, experts discuss whether the IR35 tax rules are flawed or not. And finally, Alan Livsey, the FT's wine buff talks about an investment that is literally liquid - fine wine.
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Millions have used a government website to check their state pension, only to find they have missing years of National Insurance contributions.
Presenter Claer Barrett and guests discuss what can be done, plus experts debate the future for inheritance tax and whether the cap on high cost credit should be extended.
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Retirement property has a reputation for being a rip off, but several large operators claim to have reinvented the model. The FT's Money Mentor columnist Lindsay Cook joins Claer Barrett to discuss the issues. Next up, is your mobile phone a drain on your finances? Guy Anker from MoneySavingExpert tells us how. And finally, listeners hear from the FT's Rich People's Problems experts about the controversy surrounding his local tennis club.
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Facebook plans to shake up the finance world with a new digital currency called Libra - we hear about its pros and cons. Next up, we discover what Moll Flanders, the literary anti-heroine, can tell us about modern day bank fraud. And finally we find out how smaller shareholders can stand up for their rights.
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Do you find yourself stumped by questions about how much to put towards your mortgage payment versus your investments? It may be time for a midlife financial MOT. Presenter James Pickford talks to FT reporter Lucy Warwick-Ching about why advisers are targeting people in their forties and fifties. Next, we speak to a woman who cleared credit card debt to the tune of £16,000. And finally, we discuss what's behind Britain's growing tax gap.
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From the unstoppable rise of hip-hop to the 'millennial whoop', what does today's new music sound like? And how has social media changed the relationship between artists and fans?
Harriet Fitch Little, India Ross and Griselda Murray Brown discuss Drake, Cardi B and DJ Khaled - in particular 'Wild Thoughts' ft. Rihanna and Bryson Tiller from 2017, which leans heavily on the melody and mood of Santana's 1999 hit 'Maria Maria', the coming-of-age soundtrack for the oldest cohort of millennials.
Warning: this podcast contains a live 'millennial whoop'.
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When "Wuthering Heights" was released 40 years ago this year, it became the first song written and performed by a woman to reach number one in the UK charts. What was the song's — and Bush's — special appeal? Why have there been more parodies than straight covers? And why is it so popular now, with re-enactments of the music video taking place around the world? FT music writers Jude Rogers, Helen Brown and David Cheal discuss the song and its afterlife.
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Set against a backdrop of protest and upheaval, the songs released in 1968 represent a turning point in music. FT pop writers David Cheal and Peter Aspden are joined by author Tot Taylor to debate the year's most important songs and artists, from Tyrannosaurus Rex, The Beatles and Pink Floyd to Joni Mitchell and Tim Buckley.
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What makes a good Christmas song? Should it be cheesy or serious? And why do millennials love them?
FT pop writers discuss festive classics old and new - from carols to Mariah Carey, Greg Lake to Phil Spector, Sufjan Stevens to Run-DMC. Plus, which 2017's best Christmas song: Gwen Stefani's 'You Make it Feel Like Christmas' or Sia's 'Santa's Coming for Us'?
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Billie Holiday’s 1939 'Strange Fruit' was called 'the first significant protest in words and music, the first unmuted cry against racism'. Other singers attempted it, from Nina Simone and Diana Ross to Jeff Buckley and Kanye West. But could any match the power of the impassioned original? FT pop writers David Cheal, Fiona Sturges and Helen Brown discuss the song's origins and afterlife.
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From Bob Dylan to Adele, the song that was first called 'a spare ballad undermined by greetingcard lyrics' is now a karaoke tearjerker. FT pop writers David Cheal and Helen Brown debate the origins, meanings and cover versions of 'Make You Feel My Love'.
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In a special episode to mark the publication of The Life of a Song book, FT pop critics Helen Brown, David Cheal and Ludovic Hunter-Tilney debate whether a song can really change the world. Hear the stories behind the hits, from Bowie's 'Starman' to Jay-Z's 'Hard Knock Life (Ghetto Anthem)'.
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It achieved distinction in an era of elemental riffs, and journeyed effortlessly to and fro across the Atlantic. It also marked a turning point in the career of the greatest guitarist who ever lived: Jimi Hendrix. FT pop writers Peter Aspden and David Cheal discuss "Wild Thing" 50 years after Hendrix's groundbreaking performance at the Monterey Pop festival.
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The singer’s old label boss called the song ‘a morbid mess’, but it shot to number one in the US. Ahead of the 40th anniversary of Elvis’s death in August, FT pop writers Peter Apsden and David Cheal discuss the song's origins, dark appeal and afterlife.
Credits: 104pro Media, Legacy Recordings, Entertain Me Ltd, Spectrum, Omnivore Recordings, Vengeance Records
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Twenty years after they headlined Glastonbury, Radiohead return to the British music festival. FT pop writers Ludovic Hunter-Tilney and David Cheal discuss the band's lullaby of despair 'No Surprises' from their 1997 album OK Computer.
Credits: Sire/Warner Bros, mudhutdigital.com, XL Recordings, Easy Star, SKIP Records
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David Honigmann looks at how a sleeping Keith Richards dreamt up a riff that would later develop into a number one hit for Rolling Stones and become one of the most recognisable rock anthems of all times. Credits: ABKCO Records Inc, Universal International Music B.V, Rhino Atlantic, Virgin Records Ltd.
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David Cheal looks at how Bob Dylan took inspiration from an old Scottish border ballad while writing this era-defining apocalyptic vision of what he saw as the violent, ignorant and hypocritical socio-political landscape of 1960s America. Credits: Sony Music Entertainment Inc, A Wing & A Prayer Ltd, Vanguard Records, Virgin Records. Patti Smith Nobel ceremony recording courtesy of: Nobelprize.org.
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Helen Brown looks at how Serge Gainsbourg's infamously salacious love song originally written for Brigitte Bardot would become a hit for the French composer and his English girlfriend Jane Birkin, despite facing widespread bans and condemnation. Credits: Mercury France, Mercury Music Group, Rarity Music, Parlophone UK, Barclay.
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Ian McCann takes a look at one of the greatest and most culturally influential rap songs by genre pioneers Grandmaster Flash & The Furious Five. A hit urban anthem, it almost wasn't recorded... Credits: Castle Communications, Warner Bros, Wagram Music, The Island Def Jam Music Group, Atlantic Records
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Sue Norris explores how a B-side by a little known American singer, Gloria Jones became a cult hit on the 1970s English northern soul scene, before being turned into one of the most recognizable pop songs of all time by Soft Cell. Credits: Universal Music TV, Universal Music Enterprises, Parlophone UK, Interscope Records, The Island Def Jam Music Group, Tacca Musique
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Ian McCann looks at how a turn-of-the-century Neopolitan ballad was adapted into a hit for Elvis, before becoming an anthem for ice cream lovers and football fans alike. Credits: Bongiovanni, Delta, AP Music Ltd, Nuova Canaria, Randy's Group, Inc, Autarc Media GmbH
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Helen Brown looks at how the most successful Disney song of all time became an unlikely favourite among prisoners and a "coming out anthem" for the LGBT community. Credits: Walt Disney Records, Black Crow Records
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Peter Aspen looks at how The Eagles turned a few improvised chords into one of the most iconic, and enigmatic, rock songs of the 1970s. Credits: Rhino/Elektra, Parlophone UK, UMG Recordings, Elemental Records, Sony Music Entertainment
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Sue Norris on how Cissy Houston and Gladys Knight respectively transformed the sound, and meaning, of Jim Weatherly's country number. Credits: X5 Music Group, Jim Weatherly, Carinco AG, Capitol Records LLC.
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Harriet Fitch Little on how Dolly Parton's anti-work anthem went from the movies to the White House to a muddy field in Glastonbury. Credits: Sony Music Entertainment, Capitol Steps, Pumpin' UK Records, Dolly Records, BBC/Glastonbury
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Amy Walker on how a saccharine love song was transformed by Otis Redding into a provocative and impassioned soul classic. Credits: Baierle Records, Cool Note, 104pro Media, Daxa production, Digital Remasterings, ABKCO Music & Records Inc., Rhino Atlantic, Universal Island Records, Roc-A-Fella Records, LLC/Shawn Carter
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David Cheal traces the song's journey from a forgotten 1950s melodrama to an enduring love ballad covered by Nina Simone, David Bowie and George Michael. Credits: Old Style, Blooming Jazz Records, Rhino/Warner Bros., Parlophone UK, One Little Indian Ltd, Lakeshore Records, Sony Music Entertainment UK Ltd.
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The Japanese hit has been renamed and redefined by western artists from the Gipsy Kings to Snoop Dogg. Credits: JB Production, K-Tel, New Jersey, 2012 Carinco Neue Medien AG
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